:root{
      --theme:#0B3D91;
      --ink:#111827;
      --muted:#667085;
      --paper:#f6f7fb;
      --line:#e5e7eb;
      --gold:#c89b3c;
      --red:#a51d2d;
      --white:#fff;
      --shadow:0 16px 45px rgba(15,23,42,.09);
      --radius:16px;
    }
    *{box-sizing:border-box}
    html{scroll-behaviour:smooth}
    body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.6}
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    .container{width:min(1180px,calc(100% - 40px));margin:0 auto}

    .topbar{background:#0b1220;color:#dbe4f2;font-size:13px;padding:9px 0}
    .topbar .container,.topbar-links{display:flex;align-items:center;justify-content:space-between;gap:18px}
    .topbar-links{justify-content:flex-end}
    .topbar a{color:#fff}
    .header{position:relative;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
    .header-inner{min-height:76px;display:flex;align-items:center;gap:28px}
    .logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:19px;white-space:nowrap;color:var(--theme)}
    .logo img{width:38px;height:38px;object-fit:contain}
    .main-nav{margin-left:auto}
    .nav-list{display:flex;align-items:stretch;gap:3px;list-style:none;margin:0;padding:0}
    .nav-item{position:relative}
    .nav-link{display:flex;align-items:center;gap:6px;padding:27px 12px;font-size:14px;font-weight:700}
    .nav-link:hover,.nav-link:focus{color:var(--theme)}
    .has-arrow:after{content:"▾";font-size:11px;color:var(--muted)}
    .dropdown-panel,.mega-menu{position:absolute;top:calc(100% - 1px);left:50%;transform:translateX(-50%) translateY(8px);width:300px;padding:20px;background:#fff;border:1px solid var(--line);border-radius:0 0 14px 14px;box-shadow:var(--shadow);opacity:0;visibility:hidden;transition:.2s ease}
    .mega-menu{width:510px}
    .nav-item:hover .dropdown-panel,.nav-item:focus-within .dropdown-panel,.nav-item:hover .mega-menu,.nav-item:focus-within .mega-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
    .nav-item:after{content:"";position:absolute;left:0;right:0;bottom:-12px;height:14px}
    .panel-heading{font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);font-weight:800;margin-bottom:12px}
    .panel-list{display:grid;gap:8px}
    .panel-list a{font-size:13px;color:#344054}
    .panel-list a:hover,.mega-card:hover{color:var(--theme)}
    .broker-grid,.video-grid,.tool-grid,.product-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
    .mega-card{display:grid;gap:3px;padding:11px;border:1px solid var(--line);border-radius:10px;background:#fafbff}
    .mega-card img{width:100%;height:58px;object-fit:cover;border-radius:7px;margin-bottom:4px}
    .mega-card strong{font-size:13px}
    .mega-card small{font-size:11px;color:var(--muted);line-height:1.35}
    .mega-footer{display:block;margin-top:15px;padding-top:12px;border-top:1px solid var(--line);color:var(--theme);font-weight:800;font-size:13px}
    .header-btns{display:flex;align-items:center;gap:10px}
    .member-link{font-size:13px;font-weight:800;color:var(--theme)}
    .account-link{background:var(--red);color:#fff;padding:10px 14px;border-radius:8px;font-size:13px;font-weight:800}
    .hamburger{display:none;border:0;background:transparent;padding:8px;cursor:pointer}
    .hamburger span{display:block;width:23px;height:2px;background:var(--ink);margin:5px 0;transition:.2s}
    .hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

    .drawer-overlay{display:none;position:fixed;inset:0;background:rgba(3,8,20,.58);z-index:40}
    .mobile-drawer{position:fixed;right:-360px;top:0;width:min(360px,92vw);height:100vh;overflow:auto;background:#fff;z-index:50;transition:right .25s ease;box-shadow:-15px 0 40px rgba(0,0,0,.18)}
    .mobile-drawer.open{right:0}
    .drawer-overlay.open{display:block}
    .drawer-head{display:flex;align-items:center;gap:12px;padding:20px;border-bottom:1px solid var(--line);font-weight:800}
    .drawer-head span{margin-right:auto}
    .drawer-head a{background:var(--red);color:#fff;padding:8px 10px;border-radius:7px;font-size:12px}
    .drawer-close{border:0;background:transparent;font-size:28px;line-height:1;cursor:pointer}
    .drawer-menu{padding:12px 20px 35px}
    .drawer-link,.drawer-toggle{display:block;width:100%;padding:14px 0;border:0;border-bottom:1px solid var(--line);background:none;text-align:left;font:inherit;font-weight:700;cursor:pointer}
    .drawer-toggle:after{content:"+";float:right;color:var(--theme);font-size:20px}
    .drawer-toggle.active:after{content:"−"}
    .drawer-submenu{display:none;padding:5px 0 9px 15px;border-bottom:1px solid var(--line)}
    .drawer-submenu.open{display:grid}
    .drawer-submenu a{padding:8px 0;color:var(--muted);font-size:14px}

    .category-page{padding:58px 0 80px}
    .category-hero{text-align:center;max-width:780px;margin:0 auto 42px}
    .eyebrow{display:inline-block;color:var(--red);font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;margin-bottom:9px}
    .category-hero h1{margin:0 0 14px;font-size:clamp(32px,5vw,58px);line-height:1.08;color:#101828}
    .category-hero p{margin:0;color:var(--muted);font-size:17px}
    .article-list{display:grid;gap:22px}
    .article-card{display:grid;grid-template-columns:320px minmax(0,1fr);background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 8px 25px rgba(16,24,40,.045)}
    .article-cover{min-height:235px;background:#dbe4f2}
    .article-cover img{width:100%;height:100%;object-fit:cover}
    .article-body{min-width:0;padding:25px 29px}
    .article-kicker{color:var(--theme);font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
    .article-body h2{margin:7px 0 10px;font-size:25px;line-height:1.2}
    .article-body h2 a:hover{color:var(--red)}
    .article-summary{margin:0 0 15px;color:#526071;display:block;font-size:15px;line-height:1.65}
    .article-meta{display:flex;flex-wrap:wrap;gap:10px 18px;color:var(--muted);font-size:12px;border-top:1px solid var(--line);padding-top:13px}
    .article-meta strong{color:#344054}
    .article-tags{margin-top:13px;color:var(--theme);font-size:12px}
    .read-more{display:inline-flex;margin-top:17px;color:var(--red);font-size:13px;font-weight:800}
    .pagination{display:flex;justify-content:center;flex-wrap:wrap;gap:8px;margin-top:42px}
    .pagination a{min-width:38px;padding:8px 12px;border:1px solid var(--line);border-radius:8px;background:#fff;text-align:center;font-size:13px}
    .pagination a:hover,.pagination a.active{background:var(--theme);border-color:var(--theme);color:#fff}
    .footer{background:#0b1220;color:#c7d0df;padding:52px 0 22px}
    .footer-grid{display:grid;grid-template-columns:1.6fr repeat(3,1fr);gap:35px}
    .footer-brand strong{display:block;color:#fff;font-size:20px;margin-bottom:12px}
    .footer p{font-size:13px;color:#9eabc0;margin:8px 0}
    .footer h3{color:#fff;font-size:14px;margin:0 0 13px}
    .footer-grid>div:not(.footer-brand){display:grid;align-content:start;gap:7px}
    .footer-grid a{font-size:13px;color:#b9c4d5}
    .footer-grid a:hover{color:#fff}
    .footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #263248;margin-top:35px;padding-top:18px;color:#8693a8;font-size:12px}

    @media(max-width:980px){
      .main-nav{display:none}
      .hamburger{display:block}
      .header-inner{justify-content:space-between}
      .header-btns{margin-left:auto}
      .article-card{grid-template-columns:260px minmax(0,1fr)}
    }
    @media(max-width:680px){
      .container{width:min(100% - 28px,1180px)}
      .topbar .container,.topbar-links{align-items:flex-start;flex-direction:column;gap:3px}
      .topbar-links span{display:none}
      .member-link{display:none}
      .account-link{padding:8px 10px}
      .category-page{padding:38px 0 60px}
      .category-hero{margin-bottom:28px}
      .category-hero p{font-size:15px}
      .article-card{display:block}
      .article-cover{height:205px;min-height:0}
      .article-body{padding:20px}
      .article-body h2{font-size:21px}
      .footer-grid{grid-template-columns:1fr 1fr;gap:28px 18px}
      .footer-brand{grid-column:1/-1}
      .footer-bottom{display:grid;gap:8px}
    }