:root{
      --theme:#0B3D91;
      --ink:#101827;
      --muted:#64748b;
      --paper:#f5f7fb;
      --line:#dce3ed;
      --gold:#c9952e;
      --red:#a51d2d;
      --white:#fff;
      --radius:16px;
      --shadow:0 18px 45px rgba(15,31,56,.10);
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.6}
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    .container{width:min(1180px,calc(100% - 40px));margin:auto}
    .topbar{background:#071a39;color:#dbeafe;font-size:12px;padding:9px 0}
    .topbar .container,.topbar-links{display:flex;align-items:center;justify-content:space-between;gap:18px}
    .topbar-links{justify-content:flex-end;flex-wrap:wrap}
    .topbar a{color:#fff}
    .header{position:relative;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
    .header-inner{min-height:76px;display:flex;align-items:center;gap:28px}
    .logo{display:flex;align-items:center;gap:10px;white-space:nowrap;font-weight:800;color:var(--theme);font-size:18px}
    .logo img{width:34px;height:34px;object-fit:contain}
    .main-nav{margin-left:auto}
    .nav-list{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
    .nav-item{position:relative}
    .nav-link{display:block;padding:27px 12px;font-size:14px;font-weight:650;color:#27364d}
    .nav-link:hover,.nav-link:focus{color:var(--theme)}
    .has-arrow:after{content:"⌄";font-size:12px;margin-left:6px;color:var(--muted)}
    .dropdown-panel,.mega-menu{position:absolute;top:calc(100% - 1px);left:50%;transform:translateX(-50%) translateY(8px);width:300px;padding:18px;background:#fff;border:1px solid var(--line);border-radius:0 0 14px 14px;box-shadow:var(--shadow);opacity:0;visibility:hidden;transition:.2s ease}
    .mega-menu{width:570px}
    .nav-item:hover .dropdown-panel,.nav-item:focus-within .dropdown-panel,.nav-item:hover .mega-menu,.nav-item:focus-within .mega-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
    .panel-heading{font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:var(--gold);font-weight:800;margin-bottom:12px}
    .panel-list{display:grid;gap:9px}
    .panel-list a{font-size:13px;color:#334155}
    .panel-list a:hover{color:var(--theme)}
    .broker-grid,.video-grid,.tool-grid,.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px}
    .mega-card{display:flex;flex-direction:column;gap:5px;padding:11px;border:1px solid var(--line);border-radius:10px;background:#fbfdff;min-width:0}
    .mega-card:hover{border-color:var(--theme);background:#f3f7ff}
    .mega-card img{width:100%;height:58px;object-fit:cover;border-radius:7px;background:#e9eef5}
    .mega-card strong{font-size:12px;line-height:1.3}
    .mega-card small{font-size:10px;color:var(--muted);line-height:1.35}
    .mega-footer{display:block;margin-top:14px;padding-top:12px;border-top:1px solid var(--line);font-size:12px;font-weight:750;color:var(--theme)}
    .header-btns{display:flex;align-items:center;gap:10px}
    .member-link,.account-link{font-size:12px;font-weight:750}
    .member-link{color:var(--theme)}
    .account-link{background:var(--theme);color:#fff;border-radius:8px;padding:10px 13px}
    .hamburger{display:none;border:0;background:transparent;padding:8px;cursor:pointer}
    .hamburger span{display:block;width:23px;height:2px;background:var(--ink);margin:4px 0;transition:.2s}
    .hamburger.active span:nth-child(1){transform:translateY(6px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
    .drawer-overlay{display:none;position:fixed;inset:0;background:rgba(3,12,28,.58);z-index:40}
    .drawer-overlay.open{display:block}
    .mobile-drawer{position:fixed;z-index:41;top:0;right:0;width:min(390px,88vw);height:100vh;background:#fff;transform:translateX(100%);transition:.25s ease;overflow:auto}
    .mobile-drawer.open{transform:translateX(0)}
    .drawer-head{display:flex;align-items:center;gap:13px;padding:20px;border-bottom:1px solid var(--line);font-weight:800}
    .drawer-head span{margin-right:auto;color:var(--theme)}
    .drawer-head a{font-size:12px;color:var(--theme)}
    .drawer-close{border:0;background:transparent;font-size:27px;cursor:pointer;color:var(--muted)}
    .drawer-menu{padding:12px 20px 30px}
    .drawer-link,.drawer-toggle{display:block;width:100%;padding:14px 0;border:0;border-bottom:1px solid #edf1f6;background:transparent;text-align:left;font:inherit;font-size:14px;color:var(--ink);cursor:pointer}
    .drawer-toggle:after{content:"+";float:right;color:var(--muted)}
    .drawer-toggle.active:after{content:"−"}
    .drawer-submenu{display:none;padding:5px 0 8px 15px}
    .drawer-submenu.open{display:grid;gap:7px}
    .drawer-submenu a{font-size:13px;color:var(--muted)}
    .footer{background:#071a39;color:#cbd5e1;padding:55px 0 20px}
    .footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:35px}
    .footer-brand strong{font-size:20px;color:#fff}
    .footer p{font-size:13px;max-width:350px}
    .footer h3{margin:0 0 14px;color:#fff;font-size:13px;text-transform:uppercase;letter-spacing:.1em}
    .footer-grid>div:not(.footer-brand){display:grid;align-content:start;gap:8px}
    .footer-grid a{font-size:13px;color:#cbd5e1}
    .footer-grid a:hover{color:#fff}
    .footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid rgba(255,255,255,.14);margin-top:36px;padding-top:18px;font-size:11px;color:#94a3b8}
    
    .article-page{padding:62px 0 80px}
    .article-wrap{width:min(900px,100%);margin:auto}
    .article-kicker{display:inline-flex;align-items:center;gap:8px;color:var(--red);font-size:12px;font-weight:850;text-transform:uppercase;letter-spacing:.14em;margin-bottom:15px}
    .article-kicker:before{content:"";width:28px;height:2px;background:var(--gold)}
    .article-title{font-family:Georgia,serif;font-size:clamp(36px,6vw,68px);line-height:1.08;letter-spacing:-.04em;margin:0 0 20px;color:#101827}
    .article-lead{font-size:19px;line-height:1.55;color:#526176;margin:0 0 25px;max-width:760px}
    .article-meta{display:flex;flex-wrap:wrap;gap:12px 22px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:15px 0;color:var(--muted);font-size:12px}
    .article-cover{margin:32px 0;border-radius:var(--radius);overflow:hidden;background:#0b1424;box-shadow:var(--shadow)}
    .article-cover img{width:100%;max-height:480px;object-fit:cover}
    .article-body{min-width:0;max-width:100%;overflow-x:auto;background:#fff;border-radius:var(--radius);padding:clamp(24px,5vw,54px);box-shadow:0 8px 28px rgba(15,31,56,.05)}
    .article-body h2{font-family:Georgia,serif;font-size:30px;line-height:1.2;margin:30px 0 12px;color:#17243a}
    .article-body h3{font-size:21px;margin:25px 0 10px;color:var(--theme)}
    .article-body p,.article-body li{font-size:16px;color:#35445a}
    .article-body img,.article-body table{max-width:100%;height:auto}
    .article-body table{display:block;overflow-x:auto;border-collapse:collapse}
    .article-body blockquote{margin:25px 0;padding:18px 22px;border-left:4px solid var(--gold);background:#fff8e8;color:#634b18}
    .article-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:30px}
    .article-tags a{border:1px solid #ccd8e8;color:var(--theme);border-radius:30px;padding:6px 11px;font-size:12px}
    .article-nav{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:26px 0}
    .article-nav a{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;padding:17px;color:var(--theme);font-size:13px;font-weight:700}
    .article-nav a:last-child{text-align:right}
    .like-articles{margin-top:35px}
    .like-articles h2{font-family:Georgia,serif}
    .like-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}
    .like-card{background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
    .like-card img{height:125px;width:100%;object-fit:cover}
    .like-card div{padding:13px}
    .like-card strong{display:block;font-size:14px;line-height:1.35}
    .like-card small{display:block;margin-top:8px;color:var(--muted);font-size:11px}
    .responsible-note{margin-top:25px;padding:16px;border-radius:10px;background:#fff2f3;color:#7e2632;font-size:12px}
    @media(max-width:980px){
      .main-nav{display:none}
      .hamburger{display:block}
      .footer-grid{grid-template-columns:repeat(2,1fr)}
    }
    @media(max-width:640px){
      .container{width:min(100% - 28px,1180px)}
      .topbar .container{display:block}
      .topbar-links{justify-content:flex-start;margin-top:4px}
      .account-link{display:none}
      .article-page{padding:38px 0 55px}
      .article-title{font-size:42px}
      .article-lead{font-size:17px}
      .article-nav,.like-grid{grid-template-columns:1fr}
      .article-nav a:last-child{text-align:left}
      .footer-grid{grid-template-columns:1fr}
      .footer-bottom{display:block}
      .footer-bottom span{display:block;margin-top:7px}
    }